INFONAVIT Accelerates Housing Delivery, Approves 2026 Plan

The Mexican Workers’ Housing Fund Institute (INFONAVIT) approved its 2026 Strategic and Financial Plan during the 139th Ordinary Session of its General Assembly, chaired by President Claudia Sheinbaum. The decision comes amid tangible progress in the federal Housing for Well-Being strategy, which accelerated significantly during the last week of November and is now moving into its delivery phase.

Sheinbaum states that housing is a social right rather than a market commodity. She emphasizes that the INFONAVIT administration has reduced credit requirements, expanded access for low-income workers, and corrected past practices that left millions of families with unpayable mortgage debt. Sheinbaum  adds that the institute’s renewed mandate rests on three principles: guaranteeing the right to housing, eradicating corruption, and ensuring the provision of affordable, payable credit.

Octavio Romero, Director General, INFONAVIT, says that recent constitutional and legal reforms, backed by the federal government, have allowed the Institute to exceed its original goals while restructuring its administrative and operational framework. These changes, he adds, have translated into direct benefits for beneficiaries and the correction of long-standing structural injustices.

The approval of the 2026 plan aligns with broader housing advances announced by the federal government in late November, MBN reports. Authorities confirmed that 6,401 completed homes will be delivered between November and December 2025 under the Housing for Well-Being program. Of these, 4,871 homes are being built by INFONAVIT, underscoring its central role in national housing policy, while the remaining 1,530 units will be delivered by CONAVI. President Sheinbaum has indicated that her administration’s first year will close with more than 6,000 new homes delivered through INFONAVIT, FOVISSSTE, and CONAVI combined.

Romero says that the current administration aims to place 3.05 million mortgage loans. Of this total, 1.2 million correspond to the Vivienda para el Bienestar program, 1.8 million to traditional mortgage credit, and 50,000 to the Mixed Integral Project. In parallel, INFONAVIT plans to grant 2.48 million loans dedicated to home improvement.

Between January and November 2025, the institute granted 590,000 loans, 66,000 more than in the same period of the previous year. Over 264,000 of these financings were allocated to home improvements, reflecting a growing demand for housing rehabilitation and expansion.

A key focus of the administration has been addressing historical unpayable mortgages. Of the 4.86 million problematic credits identified at the start of the term, 2.5 million have already been corrected. The remaining 2.36 million will be resolved in December through the INFONAVIT Solución Integral program. Additionally, in 2025 the institute assisted 36% more people than in 2024, released 185,000 mortgage cancellations, and delivered 120,000 property deeds.

Regarding the Vivienda para el Bienestar program, INFONAVIT confirmed its goal to build 1.2 million homes nationwide. As of Dec. 5, construction contracts had been signed for 308,041 units. For 2025, the Institute expects to deliver 4,628 homes across 56 developments in 18 states.

Romero Oropeza also reaffirmed INFONAVIT’s financial strength, supported by wage policies implemented under the Fourth Transformation governments. As of November, the Housing Fund exceeded MX$892 billion, with projections indicating it will close the year above MX$1 trillion.

The session was attended by representatives from worker organizations, employers, and the federal government