Payroll-Deducted Insurance: Accessible Alternative for Well-Being

One of the main difficulties that companies face is the need to provide their employees with protection options that generate value in their daily lives. Organizations seek to position themselves as responsible and attractive employers, offering benefits that reflect their commitment to their team. However, budget constraints make these programs difficult to implement.

Insurance through payroll deductions is an efficient and economical alternative for companies, since this model allows them to provide their employees with the opportunity to obtain insurance without costing an additional expense for the organization.  By eliminating the direct financial impact, this model makes it easier for employees to obtain protection at lower prices, which reinforces the company's commitment to its team, optimizes the use of resources, and improves competitiveness and workplace well-being.

Surexs provides companies the opportunity to offer protection to their associates without affecting their budget. More than an insurance broker, it is an insurtech as a service that provides strategic solutions aligned with the objectives of each business, from large corporations to SMEs.

Surexs collaborates with various insurers to offer coverage adapted to the specific needs of each organization and its team, optimizing budgets and guaranteeing the maximum impact of benefits.

Advantages of implementing Payroll Discount Insurance

Payroll deducted insurance is an option that allows companies to offer their employees the opportunity to purchase personal insurance, including car, pet, home, life, and more, in a simple, accessible way and at competitive prices similar to group insurance. This model does not require companies to invest in group insurance, since the cost is assumed directly by employees through discounts on their salary.

The model is ideal for companies with diverse teams, where different generations coexist with different protection needs. For example, while younger employees may want car or pet insurance, those with families may prioritize life or major medical insurance. In addition, it simplifies administrative management by automating payments, freeing up time and effort so that human resources departments can focus on other strategic tasks.

For growing companies, this model is particularly attractive because it allows them to provide protection to employees, without the need for large investments or having a corporate insurance program. Medium and large companies also benefit from being able to offer a complementary option even if they already have a benefits program.

Ammia: Tech Support Improves Experience 

Surexs, through its Ammia digital ecosystem, facilitates the management and use of insurance. With Ammia, employees have access to their coverage from anywhere through a mobile application. In addition, it facilitates the reporting and tracking of claims, and the uploading of documents, improving the insured's experience.

Payroll discount insurance through Surexs not only increases employee satisfaction, but also positions companies as attractive employers in a competitive market. By enabling efficient budget management, companies can redirect resources to other strategic areas, driving business growth.

Corporate Insurance: Protect, Strengthen Your Company

In addition to payroll deducted insurance, Surexs designs corporate insurance programs that guarantee the operational continuity of companies against any eventuality, with solutions ranging from benefits, auto and fleet insurance, to cybersecurity and general liability.

“At Surexs, our commitment is to offer personalized solutions that strengthen and protect our clients' businesses, not only in times of emergency, but also by promoting risk prevention and optimizing benefits and resources," said Carlo Dagnino, general manager of Surexs.

As an insurtech as a service, Surexs allows companies and their associates to obtain adequate protection without compromising their budget. The company’s Ammia digital ecosystem optimizes insurance management, improving the insured's experience and facilitating administration for human resources. With an innovative approach, Surexs guarantees the protection of assets, associates, and operations, promoting the growth and competitiveness of companies.