Mexico’s AMSOFAC Eyes MX$103 Billion in 2026 Investments for SMEs

The more than 60 members of the Mexican Association of Financial Leasing, Credit and Factoring Companies (AMSOFAC) plan to allocate over MX$103 billion (US$5.6 billion) in investments during 2026. The funds aim to strengthen financing for small and medium-sized enterprises (SMEs) and accelerate the expansion of productive credit in Mexico.

Alberto Martínez, president, AMSOFAC, shared the investment projection and forecasted annual growth of 18% over the next three years.

Martínez emphasized that Multiple Purpose Financial Societies (Sofomes) and leasing companies have become key drivers of Mexico’s development by offering financing alternatives beyond traditional banks. He noted that this capital flow is essential to boosting business competitiveness and innovation.

At the “AMSOFAC Annual Convention 2025,” Martínez highlighted that the association’s members currently serve over 62,000 companies and 58,000 individual business clients, managing more than MX$122 billion in assets.

He added that SMEs account for 98% of the country’s companies and generate 70% of employment but receive less than 30% of available credit, calling this gap both a major opportunity and a responsibility for non-bank institutions.

María Ariza, CEO, Institutional Stock Exchange (BIVA), noted that simplified issuance processes have improved collaboration with Sofomes, which have already channeled resources through the stock market. She added that more than MX$1.1 trillion has been mobilized via the market in recent years, and the relationship between non-bank institutions and capital markets is expected to grow further.

Similarly, Juan Manuel Olivo, Director of Promotion and Issuers, Mexican Stock Exchange (BMV), reported that 25 of AMSOFAC’s members are currently funded through the exchange. He revealed that MX$557 billion was allocated to non-bank institutions in the first nine months of 2025, approaching the total MX$600 billion financed in all of 2024, with the year starting off strong compared to previous years.