R2 Secured US$100 Million Warehouse Facility From CIM

R2, Latin America's leading embedded lending infrastructure company, has successfully closed a US$100 million deal with Community Investment Management (CIM). The transaction provides the funding capacity to heavily scale and strengthen R2's lending capabilities and partnerships, spurring a new wave of innovation in the industry and positioning it to make a significant economic impact in Mexico and abroad.

"This facility will enable R2 to provide seamless financial services to a broader range of small businesses that sell digitally, fostering more economic growth in Mexico. We are confident that our partnership with CIM will pave the way for a more inclusive financial landscape in Latin America," says Roger Larach, Co-Founder and CEO, R2. Since its founding, R2 has emerged as a critical player by launching multiple embedded lending partnerships and originating over US$20 million in Revenue-Based Financing and B2B Buy Now, Pay Later plans to over 6,000 SMB users in Mexico, Colombia, Chile and Ecuador.

Founded in 2020, R2 enables payment processors, point of sale (POS) systems and marketplaces to finance small and medium businesses in Latin America. Via its API, R2 provides an end-to-end lending experience to technology platforms, enabling them to provide capital to businesses without taking on risk. Through its integration with leading technology companies in the payments and food delivery sectors, R2 seeks to empower SMB users across the region to access the capital they need to grow and thrive. The US$100 million warehouse facility will follow R2's US$15 million Series A, led by Gradient Ventures, Google's AI-focused venture fund. Its rapid growth, institutional capital base and modern software infrastructure establish R2 as the trusted technology partner for companies seeking to embed financial solutions in Latin America.

"We are thrilled to support [SMB’s] next growth phase and believe this partnership will create lasting value for our organizations and, most importantly, the communities we serve,” says Elena Tchouvasheva Amato, Managing Director, CIM.

With this transaction, R2 consolidates its position as a market leader in the embedded lending industry, while CIM reaffirms its commitment to driving responsible innovation in lending. Together, the two organizations are poised to deliver meaningful impact by creating a more inclusive financial playing field, unlocking growth opportunities for SMBs across Latin America, and transforming the economic landscape in the region.