Housing for Wellbeing to Build 400,000 Homes in 2026

Mexico’s federal government is scaling up the Housing for Well-being program, positioning it as a central social-policy pillar aimed at widening access to affordable housing for low-income households.

In a recent update, President Claudia Sheinbaum says the program is expected to benefit close to 8 million families, including both beneficiaries of housing institutions and families without formal eligibility, through a package that combines new home construction, land-tenure regularization, home-improvement support, and the restructuring of unpayable loans.

SEDATU says more than 400,000 homes are expected to be built in 2026 under the program. The ministry also reports that 2025 closed with 393,686 homes formalized for construction, and that hitting the 2026 goal would bring the government to roughly 50% of the six-year target. The administration’s broader housing target is 1.8 million homes over the term, with the program emphasizing households that would otherwise be priced out of homeownership, particularly families earning around one to two minimum wages.

SEDATU has also framed the initiative as a large-scale economic mobilization. The ministry said the Housing for Well-being program will invest MX$1.1 trillion (US$61.43 billion) nationwide. This investment is tied to a multi-year pipeline of housing development across the six-year term, which will be used to build the 1.8 million homes nationwide, aiming to reduce an estimated national housing deficit of about 8.3 million homes.

SEDATU also projects broader economic spillovers, including a MX$1.6 trillion (US$89.35 billion) national economic impact and more than MX$130 billion (US$7.26 billion) in local economic activity across states, linked to construction supply chains such as concrete and cement, and steel and iron.

Octavio Romero, Director General, INFONAVIT, reports that, as of Jan. 9, 2026, INFONAVIT had contracted 319,467 homes and delivered 4,700 as part of Housing for Well-being. He says the contracted homes include 311,189 during 2025 and 8,306 in the first days of January 2026, representing 27% progress toward the sexennial construction goal of 1.2 million homes. For 2026, INFONAVIT expects to contract 396,210 additional homes, bringing the cumulative total to nearly 700,000, with about 500,000 still pending for 2027–2030. 

Romero also highlights distribution and access measures, including:

• The 4,700 delivered homes were delivered across 15 states, with almost 40% assigned to youth aged 18–29, and 49.46% acquired by women

• INFONAVIT has eliminated more than 25 requirements to simplify access to financing, with emphasis on workers earning one to two minimum wages.

• Under Mejoravit Solo Para Ti, INFONAVIT reported 290,688 financings in 2025 for home improvement and expansion, above its original target of 225,000

• By the end of 2025, INFONAVIT reported it had restructured and cleaned up nearly 4.9 million unpayable loans, including 261,406 liquidated, 1.1 million with an immediate balance reduction, and 3.4 million with rate adjustments, lower balances, and other benefits.

INFONAVIT says wage policy has strengthened the institute’s financial position, with housing-fund resources rising from MX$146 billion  (US$8,153.01 million) in 2018 to MX$892 billion (US$49.81 billion) in December 2025.

INFONAVIT, CONAVI, and FOVISSSTE Execution Lines

As part of the rollout described in the official updates, CONAVI reports that tens of thousands of homes are at different stages of execution, and reiterates that a portion of its pipeline is designed as rental housing for young people. The government has also presented FOVISSSTE as a complementary builder and credit channel, alongside its loan and justice-focused credit relief actions.

For INFONAVIT, the program updates highlight progress on contracting and delivering homes, alongside major results on credit restructuring, with millions of previously unpayable loans adjusted through measures such as balance reductions, restructurings, and rate changes.

Housing for Well Being Program 2025 Performance

According to SEDATU’s latest results, Housing for Well-being surpassed its 2025 construction-start goal, reaching 390,983 homes nationwide versus a target of 386,000, equal to 101% compliance. SEDATU estimates this phase will benefit about 1.41 million people. 

SEDATU also broke down the 2025 starts by institution, reporting 81,996 homes corresponding to CONAVI and 308,987 to INFONAVIT. In response to high demand from households without housing-institution eligibility, CONAVI carried out 154 housing-allocation lotteries on Dec. 16–17, 2025, benefiting 31,934 families who were assigned a home, MBN reports.

The ramp-up comes as Mexico’s housing needs remain structurally high. MBN, citing SHF, reports that Mexico’s Expanded Housing Backlog reached 8.38 million homes in 2024, a sign that the challenge is not only about building new units, but also about improving habitability and basic services in existing housing stock. The same report notes that housing production has trended downward over the last decade, even as prices continued rising in 2025.