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Credit Without a File II: Guardrails, Risks, Alternative Credit
By Mariel Sada - Thu, 01/08/2026 - 06:00
Scaling alternative underwriting in Mexico requires fintech governance and AI transparency for financial inclusion, writes Mariel Sada.
https://mexicobusiness.news/tag/credit
More Sustainability
Santander, Volvo Boost EV Financing in Mexico with 31% Growth
By MBN Staff - Wed, 12/24/2025 - 13:59
Santander Mexico and Volvo Car Financial Services boosted EV financing in 2025, with a 31% rise in units and 30% sales penetration.
Scotiabank México to Boost Women’s Housing Loans with IFC Backing
By MBN Staff - Wed, 12/24/2025 - 12:20
IFC will invest up to US$250 million in Scotiabank México to expand women’s access to housing finance and boost its mortgage portfolio.
BBVA México Advances Sustainable Finance, Empowers Women
By Duncan Randall - Wed, 11/12/2025 - 18:06
BBVA México has mobilized over US$18 billion in sustainable financing, supporting 6,000+ women entrepreneurs with US$818 million in credit in 2025.
New Financing Era: From Rigid Credit to Smart Personalization
By Mauricio Medina - Mon, 11/03/2025 - 09:00
Auto financing in Mexico is shifting to personalized leasing as millennials and Gen Z prioritize flexibility, writes Mauricio Medina.
Rethinking Progress:Why Latin America Won’t Mirror Silicon Valley
By Alejandro Cardini - Fri, 10/31/2025 - 06:30
If Silicon Valley taught the world how to scale, Latin America might teach it how to endure. Alejandro Cardini explains.
Cybersecurity: The Hidden Engine of Financial Confidence
By Jorge Iglesias - Tue, 10/28/2025 - 07:30
Cybersecurity is key to building trust in Mexico's digital financial ecosystem, but it requires education and collaboration, writes Jorge Iglesias.
Fintech Revolution: Open Finance and Inclusion in Mexico
By Federica Gregorini - Tue, 10/28/2025 - 06:30
Fintechs are driving financial inclusion in Mexico using technology and open finance, boosting competition and access, writes Federica Gregorini.
Payment Arrears: When the System Ignores the User’s Reality
By Mary Carmen Arteaga Palou - Fri, 10/24/2025 - 09:00
With payment arrears, stop blaming the user and start recognizing the vulnerability of relying on financed goods, writes Mary Carmen Arteaga Palou.
Mexico’s AMSOFAC Eyes MX$103 Billion in 2026 Investments for SMEs
By MBN Staff - Thu, 10/09/2025 - 11:45
AMSOFAC’s 60+ members plan MX$103 billion in 2026 investments to boost SME financing and expand productive credit in Mexico.