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Credit Without a File II: Guardrails, Risks, Alternative Credit
By Mariel Sada - Thu, 01/08/2026 - 06:00
Scaling alternative underwriting in Mexico requires fintech governance and AI transparency for financial inclusion, writes Mariel Sada.
https://mexicobusiness.news/tag/open-finance
More Finance & Fintech
CNBV Welcomes New President; Sheinbaum Urges Inclusion
By Mariana Allende - Thu, 08/28/2025 - 10:00
This week in finance: Sheinbaum urges wider credit access, CNBV gets new chief, and CIBanco settles legal dispute with US authorities.
From Bricks to Protocols: When Money Moves Like Data
By Cristian Huertas - Thu, 08/21/2025 - 06:30
Mexico's financial innovation requires new capital infrastructure and protocols, moving beyond digitizing broken models, writes Cristian Huertas.
Open Finance Unlocks Credit For Mexican SMEs
By Federica Gregorini - Thu, 08/07/2025 - 08:00
Open finance is driving financial inclusion in Mexico, leveraging IMSS data to streamline credit approvals for SMEs, writes Federica Gorinregi.
Real-Time Payments: Mexico's Silent Challenge
By Daniel Guzman Salinas - Mon, 07/21/2025 - 08:00
Modernizing payments means building a more agile, fair, and connected Mexico. Daniel Guzman explains.
Anti-Fraud Engines Boost Approvals, Cut E-Commerce Losses: Koin
By Diego Valverde - Wed, 06/18/2025 - 10:30
The growing sophistication of fraud calls for AI-driven solutions that accurately identify trustworthy customers, says Koin’s Nicolás Obejero.
Mexico Tops LatAm Fintech Growth, Leaders Call for Policy Support
By Mariana Allende - Tue, 05/06/2025 - 14:59
Mexico leads as Latin America’s fastest-growing fintech hub, but leaders urge collaboration with policymakers to boost inclusion and update laws.
Secure Identity. All Secure.
By Diego Valverde - Wed, 04/09/2025 - 16:10
Unified identity management is key to addressing identity-based breaches, which make up 80% of data violations, says Okta
Competition 4.0: How Technology is Revolutionizing the Economy
By Aura Moreno - Wed, 04/09/2025 - 11:01
Competition and regulatory reform are driving innovation in Mexico's booming fintech sector, says Andrea Marván, President, COFECE.

How Direct Debit Streamlines Finances and Simplifies Daily Life
By Federica Gregorini - Mon, 04/07/2025 - 06:30
Direct debit is revolutionizing fintech in Mexico by automating payments and improving financial inclusion, writes Federica Gregorini.